If not, unfortunately should anything happen to you then you have died INTESTATE. This means that the allocation of your Assets and Estate are decided for you which may not be according to your wishes.
No one can predict how long we will live for and unfortunately accidents can happen to all ages. Estate Planning is not only for the retired nor only for the wealthy. In fact everyone over the age of 18 should have a will.
Why? Well, what is an Estate? Your Estate is basically everything that you own. This can include; your car, home, other properties, bank accounts, life insurance, furniture, personal possessions etc.
Making a Will now will not only ensure that you can leave your assets to your loved ones but it will also avoid any legal problems that may likely arise in the future for your family.
We understand that this topic may to some, feel rather morbid. Many people tend to avoid this matter believing that perhaps they are not old enough or maybe think that they don’t own enough. That would be unfortunate for your loved ones should the unexpected occur.
Our approachable, sensitive and friendly consultants will guide you through the process in the comfort of your own home, ensuring that you will have a clear bespoke WILL which places your hard earned assets where YOU would like them to be.
For your FREE telephone consultation please click on the button below and we will speak with you at your chosen time.
Are you an Executor who has been told that you need Probate? If so, then be advised that you have a choice as to whether you wish to undertake this independently or hand over the Probate to a professional body.
This can be a particularly stressful and confusing time for you and your family but we at Protected Life Planning Ltd are here to help you without charging exorbitant fees, yet still giving support to your family during this process.
We offer two Probate plans both of which are an upfront, one-off fee. This ensures that there will be no nasty surprises for you or your family at the end of probate.
DIY Assisted Service
Offering advice and guidance to your family alongside full support during the Probate process.
Probate Assisted Gold Service
Our Estate Administration team will take as much or as little of the process over for you. We will work closely with the Executors offering ongoing full support and guidance.
If you wish to use professional services to undertake the work, they will:
Apply for Probate
Swear an oath
Manage and execute:
The official copy of the death certificate
The Will and any codicils (amendments)
Probate application fees
Complete an Inheritance Tax form
Value the estate
Fill out the appropriate forms
Pay inheritance tax (with a nil return if no tax is due)
You can get a penalty if you send inaccurate information on the Inheritance Tax form.
Contact our friendly team and we will arrange your no obligation home visit. We can visit at a time that suits you.
At your appointment, we’ll listen to your wishes and discuss your options. We ensure you have a thorough understanding of the whole process.
Your Will is drafted by our legal department and sent to you for approval. We will arrange a second visit (if required) to complete your documents.